How to deal with credit cards


1) Always have at least 3 credit cards with three different companies.

2) The rule is if you do not pay off the card in full by the due date they will charge interest on the daily balance until a due date when all is paid off.

3) When ever possible pay off all cards by the due date.

4) When ever possible use one card at a time.

5) If you have a balance and are past the due date on card #1 then use card #2 and pay off #1 ASAP. Then do not use #1 until at a due date the balance has been ZERO.